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The High-5 Banking Method
A Money System You Can Count On
Sahirenys Pierce (Author)
9781394316748, Wiley
Hardback, published 26 February 2026
272 pages
23.6 x 15.8 x 2.8 cm, 0.454 kg
Clear, actionable advice to manage your money and achieve financial stability, regardless of income The High-5 Banking Method introduces a simple yet effective approach to help you take control of your personal finances and finally achieve financial stability. This book is inspired by financial educator and influencer Sahirenys Ortega Pierce's experience finding out that her son had a heart defect and would need open heart surgery at six months of life, then needing to purposefully save for surgery and organize her finances so she could focus on what mattered most. Filled with reliable and accessible strategies to manage your money regardless of your income level, this book contains: By providing clear, actionable advice in an engaging and accessible way, The High-5 Banking Method empowers all individuals, especially first-generation Americans, minorities, and young adults, to manage their finances with purpose and find balance in their lifestyles.
Preface ix Acknowledgments xi About the Author xii Part I Introduction to Me and the High 5 Banking Method 1 Chapter 1 “i’m Done” Moment 3 Chapter 2 The Creation of the High 5 Banking Method 13 Part II Spend with Purp se: Understanding Your Expenses 23 Chapter 3 Your Bills 25 Chapter 4 Your Lifestyle 35 Part III Save with Purpose: Understanding Your Goals 45 Chapter 5 Your Emergency Fund 47 Chapter 6 Your Short-term Goals 61 Chapter 7 Your Long-term Goals 77 Part IV Refine Your Numbers 85 Chapter 8 30-day Challenge 87 Chapter 9 Status Check 96 Chapter 10 Cut, Keep, Or Reduce Strategy 111 Part V Money Flow 129 Chapter 11 Get Your Priorities Straight 131 Chapter 12 The Two-week Gap Strategy 138 Chapter 13 Flow Your Savings Goals 143 Part VI Banking with Purpose 153 Chapter 14 Banking 155 Chapter 15 High 5 Banking Rules 173 Chapter 16 Opening, Closing, and Repurposing Your Bank Accounts 190 Chapter 17 It’s Time to Execute the High 5 Banking Method 199 Part VII Maintenance 213 Chapter 18 Weekly Maintenance 215 Chapter 19 Monthly Maintenance 223 Chapter 20 Yearly Maintenance 228 Conclusion 253 Index 257
Subject Areas: Finance & accounting [KF]
