Fintech Regulation in China
Principles, Policies and Practices

Provides a systematic and contextualized account of China's Fintech regulation.

Robin Hui Huang (Author)

9781108738446, Cambridge University Press

Paperback / softback, published 1 July 2021

300 pages
23 x 15 x 2 cm, 0.46 kg

'Fintech is the new frontier of finance, and China is at the frontier of Fintech. Robin Huang provides a comprehensive account of how Fintech in China has been regulated, and of how regulation has shaped its development. There have been successes (mobile payments) and, in relative terms, failures (online lending). Professor Huang's account will be essential reading for all those seeking to understand the future of finance in and beyond China.' Simon F. Deakin, Professor of Law, University of Cambridge

This is the first book-length treatment of the regulation of financial technology (Fintech) in China. Fintech brings about paradigm changes to the traditional financial system, presenting both challenges and opportunities. At the international level, there has been a fierce competition for the coveted title of global Fintech hub. One of the key enablers of success in this race is regulation. As the world's leader in Fintech, China's regulatory experience is of both academic and practical significance. This book presents a systematic and contextualized account of China's Fintech regulation, and in doing so, tries to identify and analyze relevant institutional factors contributing to the development of the Chinese law. It also takes a comparative approach to critically evaluating the Chinese experience. The book illustrates why and how China's Fintech regulation has been developed, if and how it differs from the rest of the world, and what can be learned from the Chinese experience.

1. Introduction
2. Online P2P Lending
3. Initial Coin Offerings
4. Cryptoassets
5. Mobile Payment
6. Data Privacy in Mobile Payment
7. Robo-Advisory
8. Equity Crowdfunding and Central Bank Digital Currency
9. Conclusion.

Subject Areas: Online finance & investing [UDBM], Financial services law & regulation [LNPF], Banking law [LNPB], Financial law [LNP], Financial services industry [KNST], Finance [KFF], International finance [KCLF]