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Buying a Home on a Budget For Dummies - UK
Melanie Bien (Author)
9780764570353, Wiley
Paperback / softback, published 10 September 2004
352 pages
21.6 x 13.9 x 2.5 cm, 0.454 kg
“…easy to understand advice for first-time buyers looking to get on the property ladder…” (Southampton Daily Echo, 6th October 04) “…packed with invaluable tips and insider advice…empowering guide…” (North East House Hunter, 15th October 04) “...First-time buyers ... can now turn to a book for help...simple yet comprehensive...” (Daily Record, 13th November 2004). “…shows you how to buy your first home, without borrowing more than you can afford…” (moneywise, March 05)
If you think that you'll never get a first foot onto the UK property ladder, think again! This readable guide shows you how to buy your first home without having to borrow more than you can afford. Clued-up first-time buyers will understand the pros and cons of a wide range of alternative routes to home ownership, from the legal intricacies of buying with friends to part-rent part-ownership schemes. It's the biggest financial decision of your life and it's tough at today's prices, but if you're prepared to compromise a little then there are plenty of options.
Introduction 1 Part I: Stepping onto the Property Ladder 7 Part II: Show Me the Money! 41 Part III: Finding the Right Property and Making an Offer 111 Part IV: Alternative Ways of Home Buying 201 Part V: The Part of Tens 289 Appendix: Resources 309
Chapter 1: Becoming a Homeowner – Even If Money Is Tight 9
Chapter 2: Doing Sums: Looking at Financial Aspects 17
Chapter 3: Finding Budget-Friendly Dwellings and Neighbourhoods 31
Chapter 4: Negotiating the Mortgage Maze 43
Chapter 5: Getting a Mortgage with a Guarantor 75
Chapter 6: Making the Most of Being a First-Time Buyer 87
Chapter 7: Using Your Future Earning Power to Get a Mortgage 97
Chapter 8: Dealing With Estate Agents and Handling Viewings 113
Chapter 9: Looking at the Ins and Outs of Offers 135
Chapter 10: Conveyancing in England, Wales, and Northern Ireland 157
Chapter 11: Buying Property in Scotland 171
Chapter 12: Buying a Wreck or Building Yourself 183
Chapter 13: Reducing Your Repayments via an Offset Mortgage 203
hapter 14: Taking in a Lodger 215
Chapter 15: Renting Out Your Home to Cover the Mortgage 227
Chapter 16: Buying with the Help of a Housing Association 253
Chapter 17: Getting Assistance Because You're a Key Worker 267
Chapter 18: Purchasing Your Council Home 275
Chapter 19: Ten Things a First-Time Buyer Needs to Know 291
Chapter 20: Ten Tips for Dealing with Estate Agents 297
Chapter 21: Ten Contacts Every Homebuyer Needs 303
Index 315
Subject Areas: Finance & accounting [KF]
