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America's Health Care Crisis Solved
Money-Saving Solutions, Coverage for Everyone
"America’s Health Care Crisis Solved is far and away the smartest solution yet offered to America’s number one domestic policy problem, the runaway cost of health care. The book’s genius is that it offers ideas so sensible and fair. It’s mandatory reading for those who believe that every American should have the health care they need, when they need it, at a price they can afford. Where others whine about problems, Rooney and Perrin offer a real solution."--Dean Clancy, former White House OMB official, who oversaw nearly $1 trillion in annual government health care expenditures "It has been an open secret inside the Washington DC beltway that Rooney and Perrin have been working hand and glove to change health care policy for the last 20 years. They succeeded where some very smart and powerful people have failed. Whether you are a GOP or Democratic or independent voter, this book will help you to understand, in detail, the coming health care debate."--Scott W. Reed, Republican Strategist and Former Presidential Campaign Manager for Bob Dole "Pat Rooney and Dan Perrin have already significantly changed the course of health care in the United States through Health Savings Accounts that put consumers and their physicians back in charge of their health care. America’s Health Care Crisis Solved is a must-read book, regardless of whether you are a Republican, Democrat, or Independent. This important book explains health care policy problems and reform in language that everyone can understand. It will provide insight into the coming health care debate leading up to the next Presidential election, and more importantly, in Congress after theelection."-->Roy Ramthun, formerly the senior health policy advisor to President George W. Bush regarding health care issues, and Senior Advisor to the Secretary of the U.S. Treasury for health initiatives "Rooney and Perrin have written a first-rate, easily-readable book on the current health care crisis and provide a rational solution that does not bust the Treasury (or increase current spending!)--but they have even topped their own policy prescriptions with a commonsense set of tips to survive the crisis during the time it will take for our timid politicians to screw up the courage to adopt their conclusions."--Dr. Donald J. Devine, former director, Office of Personnel Management (the U.S. civil service), 1981-1985 Another major effort to reform the U.S. health care system is in the political wind, and we can only hope that those who want to make educated decisions about the ways to change the system will read this book. Rooney and Perrin reccomend changes with an eye towards reinvigorating personal initiative instead of constantly watering the entitlement tree. They just may save the system for our grandchildren before the baby boomers spend it all on themselves. --J. Kevin A. McKechnie "Rooney and Perrin have accurately predicted every major trend in healthcare over the last several decades. In America's Healthcare Crisis Solved they do it again by attacking the healthcare problem with innovative solutions. It should be on the desk of every policymaker, and is a must-read for anyone interested in addressing the problems in America’s healthcare system."--Ed Corrigan
Staff Director, The HSA Council, part of the American Bankers Association
Executive Director, United States Senate Steering Committee
J. Patrick Rooney (Author), Dan Perrin (Author)
9780470275726, Wiley
Hardback, published 23 May 2008
272 pages, Drawings: 20 B&W, 0 Color; Tables: 2 B&W, 0 Color
23.9 x 16 x 2.5 cm, 0.458 kg
"A welcome addition to the literature. Unlike many books written on health care these days, this one provides concrete assistance to real consumers. Pat Rooney and Dan Perrin should be congratulated for taking us to the next level of patient empowerment."--Consumers for Health Care Choices
America’s Health Care Crisis Solved highlights the major pitfalls of our current health care system and shows why, without changes, health care costs will soon demolish the American economy as well as the opportunity to receive quality care. However, contrary to the increasingly popular idea of a government health plan, the alternative presented by authors J. Patrick Rooney and Dan Perrin brings the self-interest of you, the American consumer, into the equation.
Preface xiii Introduction xvii PART 1 REALITIES Chapter 1 No Money, No Health Care 3 Who Can Afford to Get Sick? 3 A Helicopter View of Health Care Financing 4 The Good Bad News 5 No More Business as Usual 6 Chapter 2 Why the Money’s Running Out 9 No Room at the Inn 9 Standard Operating Procedure 10 The Motive Is Profit 11 The Problem Is Greed 12 On the Front Lines with Nora Johnson 13 Chapter 3 A New Scarlet Letter 21 A Lady in Red 21 Who Are the Uninsured? 22 The Danger of Secondhand Smoke 23 Injustice for All 23 Chapter 4 Why Nationalized Health Care Is No Cure-All 27 The HMO Idea 27 An Idea Rejected 28 Phoenix Rising? 28 HillaryCare II 29 O Canada 33 The Cost of Inefficiency 35 God Save the Queen 36 Look No Further 37 New York, New York 37 Florida, Here We Come 38 The Evidence Speaks 39 PART II STRATEGIES Chapter 5 Fair Care 43 Three Keys to Make Fair Care Work 45 Congressional Action 47 Two Crucial Points on Fair Care 48 Fair Care Effect on Employers 48 Fair Care Effect on Employees 48 The State of the Union Proposal 48 Chapter 6 Give Seniors What They Want (and Save Money Doing It): An Innovative Approach to Medicare 51 Part D of Medicare: Prescription Drugs for Seniors 52 The Future of Medicare 53 Defining the Terms 53 Drug Money 54 An Unfunded Mandate 55 A Bureaucratic Snafu 55 Cost Comparison 56 Saving the U.S. Treasury Money 59 How Much Could Our Country Save? 60 Give Seniors What They Want 61 Too Good to Be True? 61 How Much Money in Each Senior’s Hands? 62 Chapter 7 Give Control to Consumers through HSAs 65 Back to the Future 65 One Experience 66 HSAs Today 67 A Quick Overview 67 Health Care Freedom 69 A Dollar-for-Dollar Comparison 70 The Best Interest of the Consumer 70 An IRA on Steroids 72 The Truth Be Told 73 A Word about Family Deductibles 76 Republicans versus Democrats 76 A Legitimate HSA Weakness 79 Three Mistakes Employers Make 79 A Response to Mr. Rangel 81 What Does the Evidence Say? 82 A Side Note 83 What Congress Still Needs to Do 83 Chapter 8 Establish Fair Medical Prices 87 Which Price Tag? 87 What’s a Reasonable Price? 89 What Can We Conclude? 91 How to Defend Yourself against Hospital Harassment 91 What’s a UB-04 or a UB-92? 95 Where to Get the Medicare Information 96 Now You’re a Royal Pain 97 Sounds Good, But Does It Work? 98 Do You Need a Lawyer? 99 The Key to Health Care Reform 99 Chapter 9 Make Medical Prices Transparent: An Innovative Approach to Pricing Health Care 101 Between a Rock and a Hard Place 101 Why Not Be Honest? 102 Cost Reporting 102 Truth Detector 103 Do Hospitals Lose Money on the Uninsured? 103 Who’s Losing Money? 104 Are We Really Too Dumb to Understand? 104 What Needs to Change 105 Legislation Now Pending 106 Medicare Starts to Move 107 And Not Just the Hospitals 107 Chapter 10 Build Risk Pools: An Innovative Approach to Individual Health Insurance 109 New York State of Mind 109 No Picnic in the Garden State 110 Ferrari Pricing 113 One Way to Cope 114 Compassion versus Common Sense 114 Casting the Net 115 Double Incentive 115 The Problem for Small Businesses 117 A Future Answer for Small Businesses 117 A More Immediate Answer 118 List Bill 118 The Rest of the Story 119 Chapter 11 Build a National Marketplace: An Innovative Approach to Individual Health Insurance 121 Do You eBay? 122 Nothing Matters More 122 Roadblocks to Freedom 123 Health Care Choice Act 124 Not in My Backyard 124 An Idea for the People 125 Let’s Get It Done 125 Chapter 12 Make Basic Health Care Cheaper and More Convenient: An Innovative Approach to Health Care Delivery 127 What Is a Quick Care Clinic? 128 The Customer Is King 129 Calling Dr. Nurse 129 “You’ve Got Care” 130 Chapter 13 Do It Right the First Time: An Innovative Approach to Wellness 131 Dr. Paul Ellwood 131 The Right Goal 132 The Right Kind of Competition 132 It Is Your Health 133 Lose the Gatekeepers 133 Get Well Soon 134 Chapter 14 Wrapping It All Up 135 Appendix A Public Testimony of Dr. Gerard Anderson 137 Appendix B Memorandum of Case Law Precedents Showing Hospitals Can Charge Only Reasonable Prices 151 Appendix C An Example of a Legal Complaint against a Hospital for Unreasonable Charges 155 Appendix D Executive Order: Promoting Quality and Efficient Health Care in Federal Government-Administered or -Sponsored Health Care Programs 169 Appendix E S.173, Medicare Savings Account Legislation Introduced by U.S. Senator Inhofe (R-OK) and U.S. Senator DeMint (R-SC) 173 Appendix F The Common Sense Guide to Health Savings Accounts by Roy Ramthun 179 Notes 227 Index 237
Subject Areas: Business & management [KJ]
