{"product_id":"u-s-bank-deregulation-in-historical-perspective-paperback-9780521028387","title":"U.S. Bank Deregulation in Historical Perspective (Paperback \/ softback) 9780521028387","description":"\u003cfont face=\"Georgia\"\u003e\r\n\u003cp\u003e\u003cfont size=\"6\"\u003eU.S. Bank Deregulation in Historical Perspective\u003c\/font\u003e\u003cbr\u003e\r\n\r\n\r\n\u003c\/p\u003e\n\u003cp\u003e\u003cem\u003eThis book shows how and why deregulation has transformed the size, structure and geographic range of US banks, the scope of banking services, and the nature of bank-customer relationships.\u003c\/em\u003e\u003c\/p\u003e\r\n\r\n\r\n\u003cp\u003e\u003cfont size=\"4\"\u003eCharles W. Calomiris (Author)\u003c\/font\u003e\u003c\/p\u003e\r\n\r\n\u003cp\u003e\u003cfont size=\"3\"\u003e9780521028387, Cambridge University Press\u003c\/font\u003e\u003c\/p\u003e\r\n\r\n\u003cp\u003e\u003cfont size=\"3\"\u003ePaperback \/ softback, published 2 November 2006\u003c\/font\u003e\u003c\/p\u003e\r\n\r\n\u003cp\u003e\u003cfont size=\"3\"\u003e392 pages, 2 b\/w illus.  75 tables\u003cbr\u003e22.8 x 15.2 x 2.4 cm, 0.584 kg\u003c\/font\u003e\u003c\/p\u003e\r\n\r\n\r\n\r\n\u003cp align=\"justify\"\u003e\u003cem\u003e\u003cfont size=\"3\"\u003e'I enthusiastically recommend the book to both banking scholars who will find that it offers a bold, coherent vision of the industry's evolution, and to general economists who will enjoy seeing the basic tools of economics used so deftly. The Calomiris view is sure to command attention as the debate over the evolution of the financial services industry continues.' Anil Kashyap, University of Chicago\u003c\/font\u003e\u003c\/em\u003e\u003c\/p\u003e\r\n\r\n\u003cp align=\"justify\"\u003e\u003cstrong\u003e\u003cfont size=\"3\"\u003eThis book shows how and why deregulation has transformed the size, structure and geographic range of US banks, the scope of banking services, and the nature of bank-customer relationships. Over recent decades the characteristics that had made American banks different - the fragmented geographical structure of the industry, which restricted the scale of banks and their ability to compete with one another, and strict limits on the kinds of products and services commercial banks could offer - have virtually been eliminated. Understanding the origins and persistence of the unique banking regulations that defined US banking for over a century lends an important perspective on the economic and political causes and consequences of the current process of deregulation. History helps to define the political constituencies for and against deregulation, the political process through which bank regulations are determined, and the way deregulation is likely to affect future bank performance and stability.\u003c\/font\u003e\u003c\/strong\u003e\u003c\/p\u003e\r\n\r\n\u003cp\u003e\u003cfont size=\"3\"\u003eAcknowledgements\u003cbr\u003e Introduction\u003cbr\u003e 1. Regulation, industrial structure, and instability in U.S. banking: an historical perspective\u003cbr\u003e 2. The origins of banking panics: models, facts, and bank regulation with Gary Gorton\u003cbr\u003e 3. The origins of federal deposit insurance with Eugene N. White\u003cbr\u003e 4. The costs of rejecting universal banking: American finance in the German mirror\u003cbr\u003e 5. The evolution of market structure, information, and spreads in American investment banking with Daniel M. G. Raff\u003cbr\u003e 6. Universal banking, 'American style'\u003cbr\u003e Indexes.\u003c\/font\u003e\u003c\/p\u003e\r\n\r\n\u003cp\u003e\u003cfont size=\"3\"\u003eSubject Areas: Economic history [\u003ca title=\"See our other books on Economic history\" href=\"https:\/\/freshlyprintedbooks.co.uk\/search?q=%22Economic%20history%20%5BKCZ%5D%22\"\u003eKCZ\u003c\/a\u003e]\u003c\/font\u003e\u003c\/p\u003e\r\n\r\n\r\n\u003c\/font\u003e","brand":"Cambridge University Press","offers":[{"title":"Default Title","offer_id":46006208495896,"sku":"9780521028387","price":42.29,"currency_code":"GBP","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0730\/2037\/5320\/products\/9780521028387i_abb480d1-8125-4c06-a4c0-aa7ce6b26e12.jpg?v=1694964804","url":"https:\/\/freshlyprintedbooks.co.uk\/products\/u-s-bank-deregulation-in-historical-perspective-paperback-9780521028387","provider":"Freshly Printed Books","version":"1.0","type":"link"}