{"product_id":"the-new-health-insurance-solution-how-to-get-cheaper-better-coverage-without-a-traditional-employer-plan-paperback-softback-9780470040218","title":"The New Health Insurance Solution; How to Get Cheaper, Better Coverage Without a Traditional Employer Plan (Paperback \/ softback) 9780470040218","description":"\u003cfont face=\"Georgia\"\u003e\r\n\u003cp\u003e\u003cfont size=\"6\"\u003eThe New Health Insurance Solution\u003c\/font\u003e\u003cbr\u003e\r\n\u003cfont size=\"5\"\u003eHow to Get Cheaper, Better Coverage Without a Traditional Employer Plan\u003c\/font\u003e\u003c\/p\u003e\r\n\r\n\r\n\r\n\r\n\u003cp\u003e\u003cfont size=\"4\"\u003ePaul Zane Pilzer (Author)\u003c\/font\u003e\u003c\/p\u003e\r\n\r\n\u003cp\u003e\u003cfont size=\"3\"\u003e9780470040218, Wiley\u003c\/font\u003e\u003c\/p\u003e\r\n\r\n\u003cp\u003e\u003cfont size=\"3\"\u003ePaperback \/ softback, published 12 January 2007\u003c\/font\u003e\u003c\/p\u003e\r\n\r\n\u003cp\u003e\u003cfont size=\"3\"\u003e340 pages\u003cbr\u003e22.9 x 16 x 2.5 cm, 0.408 kg\u003c\/font\u003e\u003c\/p\u003e\r\n\r\n\r\n\r\n\r\n\r\n\u003cp align=\"justify\"\u003e\u003cstrong\u003e\u003cfont size=\"3\"\u003eYou no longer need a traditional employer plan to get good, affordable health insurance. The New Health Insurance Solution can help you cut your health insurance costs in half if:  \u003cul\u003e \u003cli\u003eYou're self-employed, an independent contractor, or your employer doesn't provide health insurance (you can probably get coverage on your own for about $94\/month—a fraction of what an employer would have to pay for the same coverage)\u003c\/li\u003e \u003cli\u003eYou are employed and pay extra to cover your spouse or children under your employer-sponsored plan—you may save 50% by taking them off your employer plan\u003c\/li\u003e \u003cli\u003eYou own a small business and are getting killed by double-digit premium increases—you can now give employees tax-free money to buy their own plans and get your company out of the health insurance business\u003c\/li\u003e \u003c\/ul\u003e \u003cp\u003eThe book also explains in detail the best solutions for you if:\u003c\/p\u003e \u003cul\u003e \u003cli\u003eYou can't find affordable health insurance because you or a child have an expensive preexisting medical problem (your state has a program to provide you with guaranteed coverage )\u003c\/li\u003e \u003cli\u003eYou're currently putting money into an IRA or a 401(k)—because you don't realize that an HSA is always a better option\u003c\/li\u003e \u003cli\u003eYou're unsure how you or your parents will be able to afford health insurance during retirement, or how to maximize benefits from Medicare—including the new Part D prescription drug plan\u003c\/li\u003e \u003c\/ul\u003e \u003cp\u003eThe New Health Insurance Solution is the definitive guide to the new ways every American can now get affordable health care—without an employer.\u003c\/p\u003e \u003cp\u003ePAUL ZANE PILZER is a world-renowned economist, a former advisor in two White House administrations, an entrepreneur\/employer, an award-winning adjunct professor at NYU, and a New York Times bestselling author.\u003c\/p\u003e\u003c\/font\u003e\u003c\/strong\u003e\u003c\/p\u003e\r\n\r\n\u003cp\u003e\u003cfont size=\"3\"\u003eExecutive Summary: New Health Insurance Solutions for Individuals, Families, Self-Employed, and Businesses.  \u003cp\u003ePreface.\u003c\/p\u003e \u003cp\u003eAcknowledgments.\u003c\/p\u003e \u003cp\u003ePART I: How to Better Protect Your Family While Saving $5,000+ Each Year: Savvy and Affordable New Health Insurance Strategies.\u003c\/p\u003e \u003cp\u003eChapter 1. You Are One Serious Illness Away from Bankruptcy: The Huge Gaps in Your Employer's Health Insurance Plan.\u003c\/p\u003e \u003cp\u003eChapter 2. Why Buying Your Own Health Insurance Is Better, Cheaper, and Safer Than Your Company Plan.\u003c\/p\u003e \u003cp\u003eChapter 3. Your Legal Rights to Health Insurance When You Lose Your Job or Change Jobs: ERISA, COBRA, and HIPAA.\u003c\/p\u003e \u003cp\u003eChapter 4. How to Buy Your Own Log-Cost, High-Quality Health Insurance Policy.\u003c\/p\u003e \u003cp\u003eChapter 5. The Best Options for Employees with a Good Company Plan: High Deductibles, Disability, Cafeteria Plans, FSAs, and HRAs.\u003c\/p\u003e \u003cp\u003eChapter 6. Health Savings Accounts: Why You Should Fully Fund Your HSA before Putting Even $1 in Your IRA or 401 (k) ...and How to Build a $500,000+ HSA Nest Egg.\u003c\/p\u003e \u003cp\u003eChapter 7. What to Do if You or a Family Member Has a Major Health Problem.\u003c\/p\u003e \u003cp\u003eChapter 8. How to Get Affordable Medical Care When You Are Over 55: Early Retirement, Medicare, and Long-Term Care.\u003c\/p\u003e \u003cp\u003eChapter 9. How to Save 10 to 75 Percent on Your Prescription Drugs.\u003c\/p\u003e \u003cp\u003eChapter 10. How to Be a Smart Healthcare Shopper, Stay Healthy, and Keep the Savings.\u003c\/p\u003e \u003cp\u003ePART II: How Businesses Can Fix their Health Insurance Nightmare an Still Hire great Employees.\u003c\/p\u003e \u003cp\u003eChapter 11. How Employers Can Save 50 Percent by Giving Employees Tax-Free Dollars to Buy Their Own Health Insurance: Defined Contribution Health Benefits.\u003c\/p\u003e \u003cp\u003eChapter 12. HSA Plans for Employers: Why Every Employer Should Encourage Tax-Free Employee Contributions to HSAs.\u003c\/p\u003e \u003cp\u003eChapter 13. HRAs for Employers: How to Use HRAs to Save $2,000 to $6,000 per Employee Each Year While Getting Your Employees Better Health Insurance.\u003c\/p\u003e \u003cp\u003eEpilogue: The Future of Affordable Health Insurance in America-Who Wins and Who Loses?\u003c\/p\u003e \u003cp\u003eAppendix A. State-by-State Guide to Individual\/Family Health Insurance Costs.\u003c\/p\u003e \u003cp\u003eAppendix B. How Americans Get Health Insurance Today...and What about the 45 Million Uninsured?\u003c\/p\u003e \u003cp\u003eNotes.\u003c\/p\u003e \u003cp\u003eIndex.\u003c\/p\u003e \u003cp\u003eAbout the Author.\u003c\/p\u003e\u003c\/font\u003e\u003c\/p\u003e\r\n\r\n\u003cp\u003e\u003cfont size=\"3\"\u003eSubject Areas: Finance \u0026amp; accounting [\u003ca title=\"See our other books on Finance \u0026amp; accounting\" href=\"https:\/\/freshlyprintedbooks.co.uk\/search?q=%22Finance%20\u0026amp;%20accounting%20%5BKF%5D%22\"\u003eKF\u003c\/a\u003e]\u003c\/font\u003e\u003c\/p\u003e\r\n\r\n\r\n\u003c\/font\u003e","brand":"Wiley","offers":[{"title":"Brand New","offer_id":52256536789272,"sku":"9780470040218","price":14.55,"currency_code":"GBP","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0730\/2037\/5320\/files\/9780470040218.jpg?v=1781274839","url":"https:\/\/freshlyprintedbooks.co.uk\/products\/the-new-health-insurance-solution-how-to-get-cheaper-better-coverage-without-a-traditional-employer-plan-paperback-softback-9780470040218","provider":"Freshly Printed Books","version":"1.0","type":"link"}