{"product_id":"the-future-of-finance-after-sepa-hardback-9780470987827","title":"The Future of Finance after SEPA (Hardback) 9780470987827","description":"\u003cfont face=\"Georgia\"\u003e\r\n\u003cp\u003e\u003cfont size=\"6\"\u003eThe Future of Finance after SEPA\u003c\/font\u003e\u003cbr\u003e\r\n\r\n\r\n\r\n\r\n\r\n\u003c\/p\u003e\n\u003cp\u003e\u003cfont size=\"4\"\u003eChris Skinner (Author)\u003c\/font\u003e\u003c\/p\u003e\r\n\r\n\u003cp\u003e\u003cfont size=\"3\"\u003e9780470987827, Wiley\u003c\/font\u003e\u003c\/p\u003e\r\n\r\n\u003cp\u003e\u003cfont size=\"3\"\u003eHardback, published 4 April 2008\u003c\/font\u003e\u003c\/p\u003e\r\n\r\n\u003cp\u003e\u003cfont size=\"3\"\u003e330 pages\u003cbr\u003e25.2 x 17.5 x 2.5 cm, 0.771 kg\u003c\/font\u003e\u003c\/p\u003e\r\n\r\n\r\n\r\n\r\n\r\n\u003cp align=\"justify\"\u003e\u003cstrong\u003e\u003cfont size=\"3\"\u003eSEPA was created by Europe’s banks in 2002 in response to regulations and plans drawn up by the European Commission from a meeting in Lisbon at the turn of the millennium. Consequently, SEPA has been assisted by new legislation, the PSD, which was agreed in 2007. The implementation of SEPA takes place in 2008 within the banking industry, with full operation in 2010, and will be a massive change to not just banking, but all aspects of finance and financial services across Europe and the globe.  \u003cp\u003eThis is because the vision for SEPA is that, by 2010, all euro payments are treated in the same way as domestic payments. In other words, European citizens and corporations enjoy a transparent market where there is no difference in charges for payments between Rome, Madrid, Paris and Munich. As a result, citizens, governments and corporations will have full access to finance transparently across 15 countries today and potentially 31 tomorrow. A United States of Europe, fuelled by fully integrated financing, will be different to the fragmented Europe of the past.\u003c\/p\u003e \u003cp\u003eThis book reviews the key implications and challenges of SEPA and the PSD across the European landscape, and the likely outcomes of SEPA for 2010 and beyond. The main themes that emerge are that many of Europe’s leading providers of payments infrastructures, which are often bankowned, will disappear and new payments providers and structures will emerge. Some of these will be evolutions and some will be revolutions. In addition, there will be major impacts upon those banks that cannot provide euro-services competitively in this new geographically competitive environment. The winners will reap major rewards, but there will be far more losers who will be merged or acquired.\u003c\/p\u003e \u003cp\u003eWith contributions from leading authorities, including:\u003c\/p\u003e \u003cp\u003e\u003cb\u003e• Anthony Kirby, the Reference Data User Group\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003e\u003cb\u003e• Ashley Dowson, the SEPA Consultancy\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003e\u003cb\u003e• Bo Harald, TietoEnator\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003e\u003cb\u003e• Bodil Nelsson and Mats Wallén, Bankgirocentralen\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003e\u003cb\u003e• Brenda O’Connell, Bank of Ireland\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003e\u003cb\u003e• Chris Pickles, BT\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003e\u003cb\u003e• Chris Skinner, the Financial Services Club and Balatro\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003e\u003cb\u003e• Daniel Szmukler, EBA CLEARING\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003e\u003cb\u003e• Daniele Danese, Banca Popolare di Verona\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003e\u003cb\u003e• David Doyle, EU Policy Advisor on Financial Markets\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003e\u003cb\u003e• Doctor John Ryan, CASS Business School\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003e\u003cb\u003e• Erkki Poutiainen, Nordea\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003e\u003cb\u003e• Eva King, the European Commission\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003e\u003cb\u003e• Geoffroy de Schrevel, SWIFT\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003e\u003cb\u003e• Gerard Hartsink, the European Payments Council\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003e\u003cb\u003e• Gianfranco Tabasso, the European Association of Corporate Treasurers\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003e\u003cb\u003e• Harry Leinonen, the Bank of Finland\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003e\u003cb\u003e• Heiko Schmiedel, the European Central Bank\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003e\u003cb\u003e• Henrik Parl, Eurogiro\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003e\u003cb\u003e• Hervé Postic, founder, UTSIT\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003e\u003cb\u003e• James Barclay, JPMorgan Chase\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003e\u003cb\u003e• John Bullard, IdenTrust\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003e\u003cb\u003e• John Chaplin, First Data\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003e\u003cb\u003e• Jonathan Williams, Eiger\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003e\u003cb\u003e• Juergen Weiss, Gartner\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003e\u003cb\u003e• Mark Hale, Barclays Bank\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003e\u003cb\u003e• Neil Burton, IBM\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003e\u003cb\u003e• Nick Senechal, VocaLink\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003e\u003cb\u003e• René Pelegero, PayPal\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003e\u003cb\u003e• Richard Spong, Sterling Commerce\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003e\u003cb\u003e• Robert Bradfield, Ernst \u0026amp; Young\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003e\u003cb\u003e• Ruth Wandhöfer, Citi\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003e\u003cb\u003e• Sean Fitzgerald, Sentinel\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003e\u003cb\u003e• Sharon Bowles, Member of the European Parliament\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003e\u003cb\u003e• Tom Buschman, TWIST\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003e\u003cbr\u003e  \u003c\/p\u003e\u003c\/font\u003e\u003c\/strong\u003e\u003c\/p\u003e\r\n\r\n\u003cp\u003e\u003cfont size=\"3\"\u003eAbout the Editor  \u003cp\u003eAbout the Contributors\u003c\/p\u003e \u003cp\u003ePreface.\u003c\/p\u003e \u003cp\u003eAcknowledgements.\u003c\/p\u003e \u003cp\u003eAn Introduction to SEPA (\u003ci\u003eChris Skinner).\u003c\/i\u003e\u003c\/p\u003e \u003cp\u003e\u003cb\u003ePART 1: THE VIEWS OF THE ARCHITECTS.\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003e1. The EPC and the Single Euro Payments Area (SEPA): It’s now up to the banks and their customers! (\u003ci\u003eGerard Hartsink, the EPC).\u003c\/i\u003e\u003c\/p\u003e \u003cp\u003e2. The economic impact of SEPA on Europe’s banks (\u003ci\u003eHeiko Schmiedel, the European Central Bank).\u003c\/i\u003e\u003c\/p\u003e \u003cp\u003e3. The vision of a Single European Payments Market (\u003ci\u003eEva King, the European Commission).\u003c\/i\u003e\u003c\/p\u003e \u003cp\u003e4. Creating the Payment Services Directive for SEPA (\u003ci\u003eSharon Bowles, Member of the European Parliament).\u003c\/i\u003e\u003c\/p\u003e \u003cp\u003e\u003cb\u003ePART 2: THE VIEWS OF THE PAYMENT PROCESSORS.\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003e5. Was SEPA worth the effort after all? (\u003ci\u003eGeoffroy de Schrevel, SWIFT).\u003c\/i\u003e\u003c\/p\u003e \u003cp\u003e6. Europe’s future payments infrastructures (\u003ci\u003eDaniel Szmukler, EBA CLEARING).\u003c\/i\u003e\u003c\/p\u003e \u003cp\u003e7. Bilateral clearing likely to be dominant clearing method in SEPA (\u003ci\u003eHenrik Parl, Eurogiro).\u003c\/i\u003e\u003c\/p\u003e \u003cp\u003e8. Is listening to the regulator enough? (\u003ci\u003eNick Senechal, VocaLink).\u003c\/i\u003e\u003c\/p\u003e \u003cp\u003e9. The implications of SEPA to the Nordics (\u003ci\u003eBodil Nelsson and Mats Wallén, Bankgirocentralen BGC AB, Sweden).\u003c\/i\u003e\u003c\/p\u003e \u003cp\u003e10. Eight Predictions for SEPA’s Impact on Payment Cards (\u003ci\u003eJohn Chaplin, First Data).\u003c\/i\u003e\u003c\/p\u003e \u003cp\u003e11. SEPA and eCommerce – the Consumer is King \u003ci\u003e(René Pelegero, PayPal).\u003c\/i\u003e\u003c\/p\u003e \u003cp\u003e\u003cb\u003ePART 3: THE VIEWS OF THE BANKS.\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003e12. The Payment Services Directive – a critical review (\u003ci\u003eRuth Wandhöfer, Citi).\u003c\/i\u003e\u003c\/p\u003e \u003cp\u003e13. SEPA – The Implications for banks (\u003ci\u003eMark Hale, Barclays Bank).\u003c\/i\u003e\u003c\/p\u003e \u003cp\u003e14. Bring on the benefits, a SEPA success story (\u003ci\u003eJames Barclay, JPMorgan Chase).\u003c\/i\u003e\u003c\/p\u003e \u003cp\u003e15. The Impact of SEPA on the Irish Payments Industry (\u003ci\u003eBrenda O’Connell, Bank of Ireland).\u003c\/i\u003e\u003c\/p\u003e \u003cp\u003e16. After 2010: Will the customer become King (\u003ci\u003eHarry Leinonen, the Bank of Finland).\u003c\/i\u003e\u003c\/p\u003e \u003cp\u003e17. The implications of SEPA for e-invoicing (\u003ci\u003eErkki Poutiainen, Nordea).\u003c\/i\u003e\u003c\/p\u003e \u003cp\u003e18. Banking after SEPA: 2010 and beyond (\u003ci\u003eDaniele Danese, Banca Popolare di Verona).\u003c\/i\u003e\u003c\/p\u003e \u003cp\u003e\u003cb\u003ePART 4: THE VIEWS OF THE CORPORATES.\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003e19. SEPA: an introduction for corporates (\u003ci\u003eJohn Ryan, CASS Business School).\u003c\/i\u003e\u003c\/p\u003e \u003cp\u003e20. SEPA: The Corporate Perspective (\u003ci\u003eGianfranco Tabasso, EACT and Tom Buschman, TWIST).\u003c\/i\u003e\u003c\/p\u003e \u003cp\u003e\u003cb\u003ePART 5: THE VIEWS OF THE OBSERVERS OF SEPA.\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003e21. Will the promises of SEPA come true for corporates? (\u003ci\u003eJuergen Weiss, Gartner).\u003c\/i\u003e\u003c\/p\u003e \u003cp\u003e22. The Single European Payments Area – the user and supplier perspectives (\u003ci\u003eDavid Doyle, EU Policy Advisor on Financial Markets).\u003c\/i\u003e\u003c\/p\u003e \u003cp\u003e23. SEPA – It’s Trench Warefare (\u003ci\u003eAshley Dowson, the SEPA Consultancy).\u003c\/i\u003e\u003c\/p\u003e \u003cp\u003e24. Payments Operations – Building to protect the franchise (\u003ci\u003eRobert Bradfield, Ernst \u0026amp; Young).\u003c\/i\u003e\u003c\/p\u003e \u003cp\u003e25. SWIFT for Corporates, a channel to SEPA (\u003ci\u003eHervé Postic, founder, UTSIT Paris).\u003c\/i\u003e\u003c\/p\u003e \u003cp\u003e\u003cb\u003ePART 6: THE VIEW OF THE IMPLEMENTERS OF SEPA.\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003e26. The most critical technologies for SEPA (\u003ci\u003eNeil Burton, IBM).\u003c\/i\u003e\u003c\/p\u003e \u003cp\u003e27. Compliance: Friend or Foe? (\u003ci\u003eSean Fitzgerald, Sentenial).\u003c\/i\u003e\u003c\/p\u003e \u003cp\u003e28. SEPA: How the technology requirements for SEPA will help it evolve \u003ci\u003e(Jonathan Williams, Eiger).\u003c\/i\u003e\u003c\/p\u003e \u003cp\u003e29. The relationship between SEPA and Anti-Money Laundering (AML)\u003ci\u003e(Anthony Kirby, Chair Reference Data Subject Group and Member of the Executive Committee, ISITC).\u003c\/i\u003e\u003c\/p\u003e \u003cp\u003e30. SEPA and identity: are you who you say you are, and does it matter? (\u003ci\u003eJohn Bullard, IdenTrust).\u003c\/i\u003e\u003c\/p\u003e \u003cp\u003e31. Why SEPA needs e-invoicing (\u003ci\u003eBo Harald, TietoEnator).\u003c\/i\u003e\u003c\/p\u003e \u003cp\u003e32. The Technology Standards required for SEPA (\u003ci\u003eChris Pickles, BT).\u003c\/i\u003e\u003c\/p\u003e \u003cp\u003e33. The most critical technologies for SEPA (\u003ci\u003eRichard Spong, Sterling Commerce).\u003c\/i\u003e\u003c\/p\u003e \u003cp\u003eAppendix - Useful Resources.\u003c\/p\u003e \u003cp\u003eGlossary of Terms.\u003c\/p\u003e \u003cp\u003eIndex\u003c\/p\u003e\u003c\/font\u003e\u003c\/p\u003e\r\n\r\n\u003cp\u003e\u003cfont size=\"3\"\u003eSubject Areas: Finance \u0026amp; accounting [\u003ca title=\"See our other books on Finance \u0026amp; accounting\" href=\"https:\/\/freshlyprintedbooks.co.uk\/search?q=%22Finance%20\u0026amp;%20accounting%20%5BKF%5D%22\"\u003eKF\u003c\/a\u003e]\u003c\/font\u003e\u003c\/p\u003e\r\n\r\n\r\n\u003c\/font\u003e","brand":"Wiley","offers":[{"title":"Brand New","offer_id":52278163636504,"sku":"9780470987827","price":39.99,"currency_code":"GBP","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0730\/2037\/5320\/files\/9780470987827.jpg?v=1781458739","url":"https:\/\/freshlyprintedbooks.co.uk\/products\/the-future-of-finance-after-sepa-hardback-9780470987827","provider":"Freshly Printed Books","version":"1.0","type":"link"}