{"product_id":"smart-is-the-new-rich-money-guide-for-millennials-hardback-9781118949351","title":"Smart is the New Rich; Money Guide for Millennials (Hardback) 9781118949351","description":"\u003cfont face=\"Georgia\"\u003e\r\n\u003cp\u003e\u003cfont size=\"6\"\u003eSmart is the New Rich\u003c\/font\u003e\u003cbr\u003e\r\n\u003cfont size=\"5\"\u003eMoney Guide for Millennials\u003c\/font\u003e\u003c\/p\u003e\r\n\r\n\r\n\r\n\r\n\u003cp\u003e\u003cfont size=\"4\"\u003eChristine Romans (Author)\u003c\/font\u003e\u003c\/p\u003e\r\n\r\n\u003cp\u003e\u003cfont size=\"3\"\u003e9781118949351, Wiley\u003c\/font\u003e\u003c\/p\u003e\r\n\r\n\u003cp\u003e\u003cfont size=\"3\"\u003eHardback, published 19 May 2015\u003c\/font\u003e\u003c\/p\u003e\r\n\r\n\u003cp\u003e\u003cfont size=\"3\"\u003e224 pages\u003cbr\u003e23.1 x 15.5 x 2.5 cm, 0.363 kg\u003c\/font\u003e\u003c\/p\u003e\r\n\r\n\r\n\r\n\r\n\r\n\u003cp align=\"justify\"\u003e\u003cstrong\u003e\u003cfont size=\"3\"\u003e\u003cb\u003eTime is on your side—smart money management for Millennials\u003c\/b\u003e  \u003cp\u003e\u003ci\u003eSmart is the New Rich: Money Guide for Millennials\u003c\/i\u003e is an interactive, step-by-step guide to all things money. From credit, student debt, savings, investing, taxes, and mortgages, CNN's chief business correspondent Christine Romans shows this newest generation of earners how to build wealth. You'll learn the old-fashioned approach that leads to a healthier financial lifestyle, and open the door on a straightforward conversation about earning, saving, spending, growing, and protecting your money. You'll learn how to invest in the stock market or buy a home, even if you are still paying off student loan debt. Romans offers expert insight on the \"New Normal,\" and why the rules of the credit bubble—the one you were raised in—no longer apply. Checklists and quizzes help solidify your understanding, and pave the way for you to start putting these new skills into action.\u003c\/p\u003e \u003cp\u003eFor thirty years, the financial rules for life revolved around abundant credit at the ready. A quick look around makes it obvious that those rules no longer work, and Millennials just now coming of age and entering the workforce need a new plan to build a solid financial foundation and healthy money habits. This book puts you on the right track, with step-by-step help and expert guidance.\u003c\/p\u003e \u003cul\u003e \u003cli\u003eLearn what you should ask yourself before spending any money\u003c\/li\u003e \u003cli\u003eRevisit some old money rules that are actually good habits\u003c\/li\u003e \u003cli\u003eSee simple rules for managing student debt\u003c\/li\u003e \u003cli\u003eLearn how to talk about money with friends, dates, and parents\u003c\/li\u003e \u003cli\u003eFind out what makes a Millennial successful in the workforce\u003c\/li\u003e \u003c\/ul\u003e \u003cp\u003eThe economy is out of recession and growing, but many young people feel left out of the recovery. It's why smart spending, saving, and debt management is so critical right now for them. A smart money plan is no longer a \"nice to have\" extra, it's mandatory. \u003ci\u003eSmart is the New Rich: Money Guide for Millennials\u003c\/i\u003e is your guide on how to use time and some good money manners to build wealth.\u003c\/p\u003e\u003c\/font\u003e\u003c\/strong\u003e\u003c\/p\u003e\r\n\r\n\u003cp\u003e\u003cfont size=\"3\"\u003e\u003cp\u003ePreface xi\u003c\/p\u003e \u003cp\u003eAcknowledgments xv\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 1 How to Think About Money: Budgeting Basics 1\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003ePay Yourself First 6\u003c\/p\u003e \u003cp\u003eHow Much Should You Save? 8\u003c\/p\u003e \u003cp\u003eThe Rainy-Day Fund 12\u003c\/p\u003e \u003cp\u003eRoadblocks to Money Success 15\u003c\/p\u003e \u003cp\u003eThe Holiday Red Flag 15\u003c\/p\u003e \u003cp\u003eYour Money Quiz 16\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 2 College Investment 19\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eThe Million-Dollar Payoff 21\u003c\/p\u003e \u003cp\u003eIt’s Cheaper to SaveThan Borrow 23\u003c\/p\u003e \u003cp\u003eFour Ways to Keep College Costs Down 24\u003c\/p\u003e \u003cp\u003eWhatDo YouWant to Be When You Grow Up? 27\u003c\/p\u003e \u003cp\u003eNot All Degrees Are Equal 31\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 3 Managing Debt 37\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003ePaying Off the Debt 39\u003c\/p\u003e \u003cp\u003eInterest Rate Triage 42\u003c\/p\u003e \u003cp\u003eA Safety Net for Low-Income Grads 43\u003c\/p\u003e \u003cp\u003ePublic Service Loan Forgiveness 45\u003c\/p\u003e \u003cp\u003eLive Like a Student 45\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 4 Job Market Fundamentals 49\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eThe Long Healing Process 51\u003c\/p\u003e \u003cp\u003eFastest-Growing States 52\u003c\/p\u003e \u003cp\u003eThe College Degree Advantage 54\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 5 Millennials at Work 59\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eResume #Fail 64\u003c\/p\u003e \u003cp\u003eYou’ve Got Two Minutes 66\u003c\/p\u003e \u003cp\u003eThe Hidden Jobs Market 67\u003c\/p\u003e \u003cp\u003eDon’t Call Them Soft Skills 70\u003c\/p\u003e \u003cp\u003eKeep Your Eye on the Ball 72\u003c\/p\u003e \u003cp\u003eLean In or Lean Back 72\u003c\/p\u003e \u003cp\u003eOnline Tools to Help Set You Apart 77\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 6 House Money 81\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eMissing the Real Estate Rebound…So Far 84\u003c\/p\u003e \u003cp\u003eGeneration Renter 86\u003c\/p\u003e \u003cp\u003eGet Ready to Buy 89\u003c\/p\u003e \u003cp\u003eMortgage Rates 91\u003c\/p\u003e \u003cp\u003eLocation, Location, Location 92\u003c\/p\u003e \u003cp\u003eAffordability 93\u003c\/p\u003e \u003cp\u003eLiving at Home 93\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 7 Family Money 97\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eDating and Money 99\u003c\/p\u003e \u003cp\u003eThe “Talk” 102\u003c\/p\u003e \u003cp\u003eWhat Kind of Debt? 104\u003c\/p\u003e \u003cp\u003ePiggy Bank Parents 107\u003c\/p\u003e \u003cp\u003eFriends and Finances 108\u003c\/p\u003e \u003cp\u003eCrowdfund Our Wedding 109\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 8 Understanding Investments 111\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eGetting Started: Tax-Advantaged Retirement Accounts 115\u003c\/p\u003e \u003cp\u003eTime Is a Four-Letter Word 116\u003c\/p\u003e \u003cp\u003eNo 401(K)? Invest Anyway 120\u003c\/p\u003e \u003cp\u003eBuilding Blocks 123\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 9 Credit Karma 129\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eDebit Cards 130\u003c\/p\u003e \u003cp\u003eOverdraft Protection 131\u003c\/p\u003e \u003cp\u003eSo You Want a Credit Card? 131\u003c\/p\u003e \u003cp\u003eWhat Is the Credit Score? 133\u003c\/p\u003e \u003cp\u003eExpensive Credit Monitoring 135\u003c\/p\u003e \u003cp\u003eWhat Is the Fed? 137\u003c\/p\u003e \u003cp\u003eTime to Buy a Car 138\u003c\/p\u003e \u003cp\u003eAppendix A Web Resources 141\u003c\/p\u003e \u003cp\u003eAppendix B Cover Letters: The Good, the Bad, and the Ugly 145\u003c\/p\u003e \u003cp\u003eAppendix C PayScale 2014–2015 College Salary Report 153\u003c\/p\u003e \u003cp\u003eNotes 193\u003c\/p\u003e \u003cp\u003eAbout the Author 199\u003c\/p\u003e \u003cp\u003eIndex 201\u003c\/p\u003e\u003c\/font\u003e\u003c\/p\u003e\r\n\r\n\u003cp\u003e\u003cfont size=\"3\"\u003eSubject Areas: Finance \u0026amp; accounting [\u003ca title=\"See our other books on Finance \u0026amp; accounting\" href=\"https:\/\/freshlyprintedbooks.co.uk\/search?q=%22Finance%20\u0026amp;%20accounting%20%5BKF%5D%22\"\u003eKF\u003c\/a\u003e]\u003c\/font\u003e\u003c\/p\u003e\r\n\r\n\r\n\u003c\/font\u003e","brand":"Wiley","offers":[{"title":"Brand New","offer_id":52421383651608,"sku":"9781118949351","price":17.99,"currency_code":"GBP","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0730\/2037\/5320\/files\/9781118949351.jpg?v=1784593938","url":"https:\/\/freshlyprintedbooks.co.uk\/products\/smart-is-the-new-rich-money-guide-for-millennials-hardback-9781118949351","provider":"Freshly Printed Books","version":"1.0","type":"link"}