{"product_id":"plan-your-prosperity-the-only-retirement-guide-youll-ever-need-starting-now-whether-youre-22-52-or-82-hardback-9781394318841","title":"Plan Your Prosperity; The Only Retirement Guide You'll Ever Need, Starting Now-Whether You're 22, 52 or 82 (Hardback) 9781394318841","description":"\u003cfont face=\"Georgia\"\u003e\r\n\u003cp\u003e\u003cfont size=\"6\"\u003ePlan Your Prosperity\u003c\/font\u003e\u003cbr\u003e\r\n\u003cfont size=\"5\"\u003eThe Only Retirement Guide You'll Ever Need, Starting Now-Whether You're 22, 52 or 82\u003c\/font\u003e\u003c\/p\u003e\r\n\r\n\r\n\r\n\r\n\u003cp\u003e\u003cfont size=\"4\"\u003eKen Fisher (Author), Lara W. Hoffmans (With), Chris Ciarmiello (With)\u003c\/font\u003e\u003c\/p\u003e\r\n\r\n\u003cp\u003e\u003cfont size=\"3\"\u003e9781394318841, Wiley\u003c\/font\u003e\u003c\/p\u003e\r\n\r\n\u003cp\u003e\u003cfont size=\"3\"\u003eHardback, published 24 April 2025\u003c\/font\u003e\u003c\/p\u003e\r\n\r\n\u003cp\u003e\u003cfont size=\"3\"\u003e208 pages\u003cbr\u003e23.1 x 15.8 x 2.3 cm, 0.408 kg\u003c\/font\u003e\u003c\/p\u003e\r\n\r\n\r\n\r\n\r\n\r\n\u003cp align=\"justify\"\u003e\u003cstrong\u003e\u003cfont size=\"3\"\u003e\u003cp\u003e\u003cb\u003eAn essential roadmap to financial security and independence in retirement\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eIn the newly revised second edition of \u003ci\u003ePlan Your Prosperity: The Only Retirement Guide You’ll Ever Need, Starting Now—Whether You’re 22, 52 or 82\u003c\/i\u003e, renowned investment adviser Ken Fisher delivers a practical and insightful new discussion of why all your investing should be done with an eye toward retirement.\u003c\/p\u003e \u003cp\u003eYou’ll learn how to think about investing for retirement and learn to understand key concepts like time horizons, return expectations, and cash flow needs. You’ll discover how to select an appropriate retirement benchmark and how to determine how much you need to save each year to achieve your retirement goal.\u003c\/p\u003e \u003cp\u003eThe book also includes:\u003c\/p\u003e \u003cul\u003e \u003cli\u003eA comprehensive, workable strategy to develop your own retirement investing plan or work with a professional to do that while avoiding common pitfalls\u003c\/li\u003e \u003cli\u003eTechniques for avoiding harmful myths about retirement saving and investing, like complex and expensive annuities and other products\u003c\/li\u003e \u003cli\u003eHands-on strategies for figuring out how much income you need to ensure the maintenance of your lifestyle in retirement\u003c\/li\u003e \u003c\/ul\u003e \u003cp\u003ePerfect for working people at any stage of their career who are interested in working toward financial security and independence, \u003ci\u003ePlan Your Prosperity\u003c\/i\u003e is a must-read roadmap to successful investing and saving.\u003c\/p\u003e\u003c\/font\u003e\u003c\/strong\u003e\u003c\/p\u003e\r\n\r\n\u003cp\u003e\u003cfont size=\"3\"\u003e\u003cp\u003ePreface vii\u003c\/p\u003e \u003cp\u003eAcknowledgments xi\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 1: What? Me? Retire? 1\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eThe Imagined Dichotomy 3\u003c\/p\u003e \u003cp\u003eTwo Goals and Some Non-Goals 4\u003c\/p\u003e \u003cp\u003eDefinitions and a Pencil 9\u003c\/p\u003e \u003cp\u003eStart Immediately. Now. Right Away 13\u003c\/p\u003e \u003cp\u003ePlan Your Prosperity 14\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 2: My Goals Are What? 17\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eWhy Is This So Hard? 20\u003c\/p\u003e \u003cp\u003eYour Investing Goals, Simply 24\u003c\/p\u003e \u003cp\u003ePotential Pitfall: Capital Preservation and Growth 27\u003c\/p\u003e \u003cp\u003eInflation’s Insidious Impact 30\u003c\/p\u003e \u003cp\u003eThree-and-a-Half Percent, Compounded 35\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 3: The Secret Code—Asset Allocation or Benchmark? 39\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eBenchmark: A Road Map and Measuring Stick 42\u003c\/p\u003e \u003cp\u003ePicking a Benchmark 45\u003c\/p\u003e \u003cp\u003eThe Big Decision: Asset Allocation 46\u003c\/p\u003e \u003cp\u003ePotential Pitfall: Age Doesn’t Equal Asset Allocation 50\u003c\/p\u003e \u003cp\u003eBenchmark vs. Asset Allocation: What’s the Difference? 52\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 4: Time Horizon—Longer Than You Think 63\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003ePotential Pitfall: Ignoring Opportunity Cost 66\u003c\/p\u003e \u003cp\u003eTime Horizon: What Is It? 68\u003c\/p\u003e \u003cp\u003eTime Horizon and Benchmark 72\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 5: What’s in a Return? 79\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eGrowth Defined 83\u003c\/p\u003e \u003cp\u003eThe Past as a Guide? 87\u003c\/p\u003e \u003cp\u003eGordon Moore and Endless Innovation 97\u003c\/p\u003e \u003cp\u003ePotential Pitfall: Unrealistic Expectations 100\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 6: Getting That Cash Flow 105\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003ePotential Pitfall: The All High-Dividend Portfolio 108\u003c\/p\u003e \u003cp\u003eHow Much Do You Need? 111\u003c\/p\u003e \u003cp\u003eMonte Carlo: Not Just a Casino 116\u003c\/p\u003e \u003cp\u003eLet’s Get Simulating 117\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 7: Can I Get There? 129\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eHow Much Do You Have? 132\u003c\/p\u003e \u003cp\u003eA Savings Plan 135\u003c\/p\u003e \u003cp\u003e\u003cb\u003eChapter 8: Putting It All Together 143\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eTo Benchmark or Not to Benchmark 146\u003c\/p\u003e \u003cp\u003eState Your Goals 148\u003c\/p\u003e \u003cp\u003eKnow Where You Are 149\u003c\/p\u003e \u003cp\u003ePicking a Sound Benchmark 150\u003c\/p\u003e \u003cp\u003eFinding Professional Help 153\u003c\/p\u003e \u003cp\u003eAvoid Being a Fraud Victim 155\u003c\/p\u003e \u003cp\u003eAnd You’re Off! 156\u003c\/p\u003e \u003cp\u003eAppendix A: All Hail the Mighty Dow 157\u003c\/p\u003e \u003cp\u003eAppendix B: Cash Flow vs. Expenses 167\u003c\/p\u003e \u003cp\u003eAppendix C: Expense Categories 173\u003c\/p\u003e \u003cp\u003eAppendix D: Personal Balance Sheet 177\u003c\/p\u003e \u003cp\u003eAppendix E: Tax-Efficient Retirement Income Strategies 181\u003c\/p\u003e \u003cp\u003eNotes 187\u003c\/p\u003e \u003cp\u003eAbout the Authors 191\u003c\/p\u003e \u003cp\u003eIndex 193\u003c\/p\u003e\u003c\/font\u003e\u003c\/p\u003e\r\n\r\n\u003cp\u003e\u003cfont size=\"3\"\u003eSubject Areas: Finance \u0026amp; accounting [\u003ca title=\"See our other books on Finance \u0026amp; accounting\" href=\"https:\/\/freshlyprintedbooks.co.uk\/search?q=%22Finance%20\u0026amp;%20accounting%20%5BKF%5D%22\"\u003eKF\u003c\/a\u003e]\u003c\/font\u003e\u003c\/p\u003e\r\n\r\n\r\n\u003c\/font\u003e","brand":"Wiley","offers":[{"title":"Brand New","offer_id":52460691194136,"sku":"9781394318841","price":18.66,"currency_code":"GBP","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0730\/2037\/5320\/files\/9781394318841.jpg?v=1785458427","url":"https:\/\/freshlyprintedbooks.co.uk\/products\/plan-your-prosperity-the-only-retirement-guide-youll-ever-need-starting-now-whether-youre-22-52-or-82-hardback-9781394318841","provider":"Freshly Printed Books","version":"1.0","type":"link"}