{"product_id":"how-to-save-thousands-of-dollars-on-your-home-mortgage-paperback-softback-9780471223276","title":"How to Save Thousands of Dollars on Your Home Mortgage (Paperback \/ softback) 9780471223276","description":"\u003cfont face=\"Georgia\"\u003e\r\n\u003cp\u003e\u003cfont size=\"6\"\u003eHow to Save Thousands of Dollars on Your Home Mortgage\u003c\/font\u003e\u003cbr\u003e\r\n\r\n\r\n\r\n\r\n\r\n\u003c\/p\u003e\n\u003cp\u003e\u003cfont size=\"4\"\u003eRandy Johnson (Author)\u003c\/font\u003e\u003c\/p\u003e\r\n\r\n\u003cp\u003e\u003cfont size=\"3\"\u003e9780471223276, Wiley\u003c\/font\u003e\u003c\/p\u003e\r\n\r\n\u003cp\u003e\u003cfont size=\"3\"\u003ePaperback \/ softback, published 29 July 2002\u003c\/font\u003e\u003c\/p\u003e\r\n\r\n\u003cp\u003e\u003cfont size=\"3\"\u003e304 pages\u003cbr\u003e23.4 x 15.2 x 2 cm, 0.363 kg\u003c\/font\u003e\u003c\/p\u003e\r\n\r\n\r\n\r\n\r\n\r\n\u003cp align=\"justify\"\u003e\u003cstrong\u003e\u003cfont size=\"3\"\u003eFind The Home Mortgage That's Right For You\u003cbr\u003e \u003cbr\u003e Finding the right mortgage can be complex, confusing, and frustrating. But that doesn't mean you have to settle for anything other than the terms you want. This indispensable and newly updated second edition of How to Save Thousands of Dollars on Your Home Mortgage spells out everything mortgage hunters need to know in clear and accessible terms. It covers more loan alternatives than any other book and examines the importance of discount points. It offers complete details on virtually every mortgage option currently available, what advantages each option offers, how to choose the right one for your needs, and how to save money in the process. New information in this edition will help you use the Internet to find a home and get a mortgage, examine automated underwriting models and conforming loan limits, and weigh new shopping strategies. Easy-to-read charts and graphs, helpful sample forms, and numerous examples will help you understand:\u003cbr\u003e * First-time buyers programs\u003cbr\u003e * APR, buy-downs, reverse mortgages, accelerated payoffs, and zero point loans\u003cbr\u003e * Refinancing strategies\u003cbr\u003e * Closing costs, lender fees, and other expenses\u003cbr\u003e * How to dispute credit report errors and fix credit problems\u003cbr\u003e * How to use the Internet for loan analysis\u003c\/font\u003e\u003c\/strong\u003e\u003c\/p\u003e\r\n\r\n\u003cp\u003e\u003cfont size=\"3\"\u003eForeword.\u003cbr\u003e \u003cbr\u003e Introduction.\u003cbr\u003e \u003cbr\u003e PART 1: BACKGROUND.\u003cbr\u003e \u003cbr\u003e The Structure of the Mortgage Industry.\u003cbr\u003e \u003cbr\u003e How Lenders Influence Borrowers' Choices.\u003cbr\u003e \u003cbr\u003e How Lenders Market Loans.\u003cbr\u003e \u003cbr\u003e How to Choose the Right Loan.\u003cbr\u003e \u003cbr\u003e KEY POINTS.\u003cbr\u003e \u003cbr\u003e For First-Time Home Buyers.\u003cbr\u003e \u003cbr\u003e PART 2: CHOOSING A LENDER AND GETTING APPROVED.\u003cbr\u003e \u003cbr\u003e Qualifying 101.\u003cbr\u003e \u003cbr\u003e Credit.\u003cbr\u003e \u003cbr\u003e Bank, S\u0026amp;L, or Broker?\u003cbr\u003e \u003cbr\u003e Shopping for a Loan and Negotiating with a Lender.\u003cbr\u003e \u003cbr\u003e APR, Buy-Downs, and Discount Points.\u003cbr\u003e \u003cbr\u003e What to Do When You Run into a Problem.\u003cbr\u003e \u003cbr\u003e QUALIFYING PROBLEMS.\u003cbr\u003e \u003cbr\u003e PART 3: LOCKING AND CLOSING.\u003cbr\u003e \u003cbr\u003e How Lenders Can Cheat Their Customers.\u003cbr\u003e \u003cbr\u003e Closing Costs, Lender Fees, and Other Fees.\u003cbr\u003e \u003cbr\u003e PART IV: ADVANCED TOPICS.\u003cbr\u003e \u003cbr\u003e Qualifying 201.\u003cbr\u003e \u003cbr\u003e Refinancing.\u003cbr\u003e \u003cbr\u003e Fifteen-Year Loans and Accelerated Payoffs.\u003cbr\u003e \u003cbr\u003e Equity Lines, Seconds, and Reverse Mortgages.\u003cbr\u003e \u003cbr\u003e No-Cost and Zero-Cost Loans.\u003cbr\u003e \u003cbr\u003e Technology: The Internet and Software.\u003cbr\u003e \u003cbr\u003e THE MORTGAGE INDUSTRY ON-LINE.\u003cbr\u003e \u003cbr\u003e Epilogue: On the Need for Reform and Other Thoughts.\u003cbr\u003e \u003cbr\u003e Appendix.\u003cbr\u003e \u003cbr\u003e Glossary.\u003cbr\u003e \u003cbr\u003e Index.\u003c\/font\u003e\u003c\/p\u003e\r\n\r\n\u003cp\u003e\u003cfont size=\"3\"\u003eSubject Areas: Finance \u0026amp; accounting [\u003ca title=\"See our other books on Finance \u0026amp; accounting\" href=\"https:\/\/freshlyprintedbooks.co.uk\/search?q=%22Finance%20\u0026amp;%20accounting%20%5BKF%5D%22\"\u003eKF\u003c\/a\u003e]\u003c\/font\u003e\u003c\/p\u003e\r\n\r\n\r\n\u003c\/font\u003e","brand":"Wiley","offers":[{"title":"Brand New","offer_id":52286320640280,"sku":"9780471223276","price":20.27,"currency_code":"GBP","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0730\/2037\/5320\/files\/9780471223276.jpg?v=1781549872","url":"https:\/\/freshlyprintedbooks.co.uk\/products\/how-to-save-thousands-of-dollars-on-your-home-mortgage-paperback-softback-9780471223276","provider":"Freshly Printed Books","version":"1.0","type":"link"}