{"product_id":"dangerous-opportunities-the-future-of-financial-institutions-housing-policy-and-governance-hardback-9781487506087","title":"Dangerous Opportunities; The Future of Financial Institutions, Housing Policy, and Governance (Hardback) 9781487506087","description":"\u003cfont face=\"Georgia\"\u003e\r\n\u003cp\u003e\u003cfont size=\"6\"\u003eDangerous Opportunities\u003c\/font\u003e\u003cbr\u003e\r\n\u003cfont size=\"5\"\u003eThe Future of Financial Institutions, Housing Policy, and Governance\u003c\/font\u003e\u003c\/p\u003e\r\n\r\n\r\n\r\n\r\n\u003cp\u003e\u003cfont size=\"4\"\u003eStephanie Ben-Ishai (Edited by)\u003c\/font\u003e\u003c\/p\u003e\r\n\r\n\u003cp\u003e\u003cfont size=\"3\"\u003e9781487506087\u003c\/font\u003e\u003c\/p\u003e\r\n\r\n\u003cp\u003e\u003cfont size=\"3\"\u003eHardback, published 20 August 2021\u003c\/font\u003e\u003c\/p\u003e\r\n\r\n\u003cp\u003e\u003cfont size=\"3\"\u003e208 pages, 1 b\u0026amp;w table\u003cbr\u003e23.5 x 15.9 x 1.9 cm, 0.45 kg\u003c\/font\u003e\u003c\/p\u003e\r\n\r\n\r\n\r\n\r\n\r\n\u003cp align=\"justify\"\u003e\u003cstrong\u003e\u003cfont size=\"3\"\u003e\u003cp\u003eThe 2017 Home Capital saga represents the shortcomings of a financial system challenged by distinct, siloed regulatory frameworks that fail to communicate with each other. Home Capital is a publicly traded company that acts as a lender through the Home Trust Company, most often providing mortgages to clients rejected by traditional banks. Home Capital\u0026amp;#x2019;s 2017 announcement that it required $2 billion to sustain a $600-million loss shook customer confidence, and fueled by allegations of corruption, the company suffered a rapid decline in stock price. \u003c\/p\u003e \u003cp\u003eThe Home Capital crisis is the most recent pre-pandemic example of systemic risk in the financial sector in Canada and highlights the invaluable opportunity we have to avoid repeating past mistakes in the nearing post-pandemic economic reality. \u003c\/p\u003e \u003cp\u003eUsing the 2017 Home Capital saga as a starting point, \u003cem\u003eDangerous Opportunities\u003c\/em\u003e sheds light on the compartmentalization of regulators and its greater ramifications on board independence and corporate governance, taxation in the competitive housing sector, and the success of non-bank financial institutions in various jurisdictions. A hybrid of law and business, \u003cem\u003eDangerous Opportunities\u003c\/em\u003e is a must-read for those interested in the underbelly of financial institutions and is an inspired read in the aftermath of the recent housing crisis, which saw many aspiring homeowners seek dangerous opportunities outside of the traditional banking system. \u003c\/p\u003e\u003c\/font\u003e\u003c\/strong\u003e\u003c\/p\u003e\r\n\r\n\u003cp\u003e\u003cfont size=\"3\"\u003e\u003cp\u003eAcknowledgments\u003c\/p\u003e \u003cp\u003eIntroduction\u003cbr\u003eStephanie Ben-Ishai\u003c\/p\u003e \u003cp\u003e1 Governance Challenges in Times of Crisis\u003cbr\u003ePoonam Puri\u003c\/p\u003e \u003cp\u003e2 Hoopp and Home Capital: Pension Funds as Good Governors and Crisis Managers\u003cbr\u003eSimon Archer\u003c\/p\u003e \u003cp\u003e3 Securities Regulators and Investor Education\u003cbr\u003eGail E. Henderson\u003c\/p\u003e \u003cp\u003e4 Home Capital and Cross-Border Lessons in Mortgage Regulation\u003cbr\u003eStephanie Ben-Ishai\u003c\/p\u003e \u003cp\u003e5 Tax Reform: A Missing Piece in Canada\u0026amp;#x2019;s National Housing Policy\u003cbr\u003eJinyan Li\u003c\/p\u003e \u003cp\u003eConclusion. Dangerous Opportunities: Lessons Learned for the Pandemic Recovery Efforts\u003cbr\u003eStephanie Ben-Ishai\u003c\/p\u003e \u003cp\u003eNotes\u003cbr\u003eContributors\u003c\/p\u003e\u003c\/font\u003e\u003c\/p\u003e\r\n\r\n\r\n\r\n\r\n\u003c\/font\u003e","brand":"Rotman-UTP Publishing","offers":[{"title":"Brand New","offer_id":52595480363288,"sku":"9781487506087","price":22.26,"currency_code":"GBP","in_stock":true}],"url":"https:\/\/freshlyprintedbooks.co.uk\/products\/dangerous-opportunities-the-future-of-financial-institutions-housing-policy-and-governance-hardback-9781487506087","provider":"Freshly Printed Books","version":"1.0","type":"link"}