{"product_id":"credit-scoring-and-its-applications-paperback-softback-9781611974553","title":"Credit Scoring and Its Applications (Paperback \/ softback) 9781611974553","description":"\u003cfont face=\"Georgia\"\u003e\r\n\u003cp\u003e\u003cfont size=\"6\"\u003eCredit Scoring and Its Applications\u003c\/font\u003e\u003cbr\u003e\r\n\r\n\r\n\r\n\r\n\r\n\u003c\/p\u003e\n\u003cp\u003e\u003cfont size=\"4\"\u003eLyn Thomas (Author), Jonathan Crook (Author), David Edelman (Author)\u003c\/font\u003e\u003c\/p\u003e\r\n\r\n\u003cp\u003e\u003cfont size=\"3\"\u003e9781611974553\u003c\/font\u003e\u003c\/p\u003e\r\n\r\n\u003cp\u003e\u003cfont size=\"3\"\u003ePaperback \/ softback, published 30 November 2017\u003c\/font\u003e\u003c\/p\u003e\r\n\r\n\u003cp\u003e\u003cfont size=\"3\"\u003e368 pages\u003cbr\u003e22.9 x 15.2 x 2 cm, 0.84 kg\u003c\/font\u003e\u003c\/p\u003e\r\n\r\n\r\n\r\n\r\n\r\n\u003cp align=\"justify\"\u003e\u003cstrong\u003e\u003cfont size=\"3\"\u003e\u003cem\u003eCredit Scoring and Its Applications\u003c\/em\u003e is recognized as the bible of credit scoring. It contains a comprehensive review of the objectives, methods, and practical implementation of credit and behavioral scoring. The authors review principles of the statistical and operations research methods used in building scorecards, as well as the advantages and disadvantages of each approach. The book contains a description of practical problems encountered in building, using, and monitoring scorecards and examines some of the country-specific issues in bankruptcy, equal opportunities, and privacy legislation. It contains a discussion of economic theories of consumers' use of credit, and readers will gain an understanding of what lending institutions seek to achieve by using credit scoring and the changes in their objectives.\u003cbr\u003e\u003cbr\u003eNew to the second edition are:\u003cul\u003e\n\u003cli\u003elessons that can be learned for operations research model building from the global financial crisis\u003c\/li\u003e\n\u003cli\u003ecurrent applications of scoring\u003c\/li\u003e\n\u003cli\u003ediscussions on the Basel Accords and their requirements for scoring\u003c\/li\u003e\n\u003cli\u003enew methods for scorecard building and new expanded sections on ways of measuring scorecard performance, and\u003c\/li\u003e\n\u003cli\u003esurvival analysis for credit scoring.\u003c\/li\u003e\n\u003cul\u003e\n\u003cbr\u003eOther unique features include methods of monitoring scorecards and deciding when to update them, as well as different applications of scoring, including direct marketing, profit scoring, tax inspection, prisoner release, and payment of fines.\u003c\/ul\u003e\n\u003c\/ul\u003e\u003c\/font\u003e\u003c\/strong\u003e\u003c\/p\u003e\r\n\r\n\u003cp\u003e\u003cfont size=\"3\"\u003e\u003cul\u003e\n\u003cli\u003ePreface\u003c\/li\u003e\n\u003cli\u003eChapter 1: The History and Philosophy of Credit Scoring\u003c\/li\u003e\n\u003cli\u003eChapter 2: The Practice of Credit Scoring\u003c\/li\u003e\n\u003cli\u003eChapter 3: Common Methods for Building Scorecards\u003c\/li\u003e\n\u003cli\u003eChapter 4: Alternative Methods of Building Scorecards\u003c\/li\u003e\n\u003cli\u003eChapter 5: Survival Methods\u003c\/li\u003e\n\u003cli\u003eChapter 6: Managing the Data in Scorecard Development\u003c\/li\u003e\n\u003cli\u003eChapter 7: Behavioral Scoring\u003c\/li\u003e\n\u003cli\u003eChapter 8: Measuring Scorecard Performance\u003c\/li\u003e\n\u003cli\u003eChapter 9: Implementation and Areas of Application\u003c\/li\u003e\n\u003cli\u003eChapter 10: Economic Issues\u003c\/li\u003e\n\u003cli\u003eChapter 11: Capital Requirements and the Basel Accords\u003c\/li\u003e\n\u003cli\u003eChapter 12: Securitization and the Subprime Mortgage Crisis\u003c\/li\u003e\n\u003cli\u003eChapter 13: Variable Pricing and Risk-Based Pricing\u003c\/li\u003e\n\u003cli\u003eBibliography\u003c\/li\u003e\n\u003cli\u003eIndex\u003c\/li\u003e\n\u003cul\u003e\u003c\/ul\u003e\n\u003c\/ul\u003e\u003c\/font\u003e\u003c\/p\u003e\r\n\r\n\r\n\r\n\r\n\u003c\/font\u003e","brand":"SIAM - Society for Industrial and Applied Mathematics","offers":[{"title":"Brand New","offer_id":52676624056600,"sku":"9781611974553","price":79.89,"currency_code":"GBP","in_stock":true}],"url":"https:\/\/freshlyprintedbooks.co.uk\/products\/credit-scoring-and-its-applications-paperback-softback-9781611974553","provider":"Freshly Printed Books","version":"1.0","type":"link"}