{"product_id":"52-ways-to-wreck-your-retirement-and-how-to-rescue-it-paperback-softback-9781118076095","title":"52 Ways to Wreck Your Retirement; ...And How to Rescue It (Paperback \/ softback) 9781118076095","description":"\u003cfont face=\"Georgia\"\u003e\r\n\u003cp\u003e\u003cfont size=\"6\"\u003e52 Ways to Wreck Your Retirement\u003c\/font\u003e\u003cbr\u003e\r\n\u003cfont size=\"5\"\u003e...And How to Rescue It\u003c\/font\u003e\u003c\/p\u003e\r\n\r\n\r\n\r\n\r\n\u003cp\u003e\u003cfont size=\"4\"\u003eTina Di Vito (Author)\u003c\/font\u003e\u003c\/p\u003e\r\n\r\n\u003cp\u003e\u003cfont size=\"3\"\u003e9781118076095, Wiley\u003c\/font\u003e\u003c\/p\u003e\r\n\r\n\u003cp\u003e\u003cfont size=\"3\"\u003ePaperback \/ softback, published 18 November 2011\u003c\/font\u003e\u003c\/p\u003e\r\n\r\n\u003cp\u003e\u003cfont size=\"3\"\u003e320 pages\u003cbr\u003e22.4 x 15 x 2.5 cm, 0.454 kg\u003c\/font\u003e\u003c\/p\u003e\r\n\r\n\r\n\r\n\r\n\r\n\u003cp align=\"justify\"\u003e\u003cstrong\u003e\u003cfont size=\"3\"\u003eRetirement planning isn't something that happens at a specific point in time or at a specific age - we are all affecting our retirement plans every day with every decision we do or don't make. Canadians are living longer, and the average retiree in the future may have as much as 30 years of retirement to plan for, and there are many simple things that will impact our eventual retirement life.\u003cbr\u003e \u003cbr\u003e   \u003cp\u003e\u003ci\u003e52 Ways to Wreck Your Retirement\u003c\/i\u003e identifies 52 things we do that could wreck our retirement, explains why it puts your retirement at risk, and provides the strategy to correct the mistake, or better still, avoid it entirely. The book is organized under several key areas of the planning process, including:\u003c\/p\u003e \u003cul type=\"disc\"\u003e \u003cli\u003eStarting to Plan for Retirement\u003c\/li\u003e \u003cli\u003eMistakes around Investing\u003c\/li\u003e \u003cli\u003eMistakes around Debt\u003c\/li\u003e \u003cli\u003eSaving for Retirement\u003c\/li\u003e \u003cli\u003ePensions\u003c\/li\u003e \u003cli\u003eLiving in Retirement\u003c\/li\u003e \u003cli\u003eSpending in Retirement\u003c\/li\u003e \u003cli\u003eNew Realities about Retirement\u003c\/li\u003e \u003c\/ul\u003e \u003cp\u003e\u003ci\u003e52 Ways to Wreck Your Retirement\u003c\/i\u003e is not a feel-good book about how wonderful retirement will be or an alarming fear-mongering book about dying broke, nor is it a get-rich-late-retirement solution. Quite simply, it is an easily-accessible and practical guide written for Canadians of all ages that gives you the tools you need to better manage the financial and personal aspects of your retirement.\u003c\/p\u003e\u003c\/font\u003e\u003c\/strong\u003e\u003c\/p\u003e\r\n\r\n\u003cp\u003e\u003cfont size=\"3\"\u003eIntroduction 1  \u003cp\u003e\u003cb\u003ePART 1: STARTING TO PLAN FOR RETIREMENT 5\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003e1. Thinking You Have a Retirement Plan When You Don't 7\u003c\/p\u003e \u003cp\u003e2. Being Fooled by Feeling and Looking Younger than You Are 12\u003c\/p\u003e \u003cp\u003e3. Not Using Your Common Sense 16\u003c\/p\u003e \u003cp\u003e4. Living for Today Rather than Saving for Tomorrow 20\u003c\/p\u003e \u003cp\u003e5. Not Paying Attention to What's in All Your Statements 24\u003c\/p\u003e \u003cp\u003e6. Not Knowing Where You Stand 29\u003c\/p\u003e \u003cp\u003e7. Not Knowing Where Your Money Is Going 33\u003c\/p\u003e \u003cp\u003e\u003cb\u003ePART 2: MISTAKES AROUND INVESTING 39\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003e8. Not Knowing How Your Money Is Invested 41\u003c\/p\u003e \u003cp\u003e9. Not Knowing How Much Risk You Can Tolerate 48\u003c\/p\u003e \u003cp\u003e10. Th inking You'd Rather Be Safe than Sorry 52\u003c\/p\u003e \u003cp\u003e11. Putting All Your Eggs in One Basket 57\u003c\/p\u003e \u003cp\u003e12. Th inking That Retiring Means You Stop Investing 61\u003c\/p\u003e \u003cp\u003e13. Watching Your Investments Too Closely 64\u003c\/p\u003e \u003cp\u003e14. Looking for Th at Magic Pill to Boost Your Savings 68\u003c\/p\u003e \u003cp\u003e\u003cb\u003ePART 3: MISTAKES AROUND DEBT 73\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003e15. Th inking Th at All Debt Is Created Equal 75\u003c\/p\u003e \u003cp\u003e16. Taking Too Long to Pay Off Your Mortgage 82\u003c\/p\u003e \u003cp\u003e17. Misuse of Credit Cards 89\u003c\/p\u003e \u003cp\u003e\u003cb\u003ePART 4: SAVING FOR RETIREMENT 95\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003e18. Leaving Too Much Free Money on the Table 97\u003c\/p\u003e \u003cp\u003e19. Ignoring the Eff ects of Infl ation 102\u003c\/p\u003e \u003cp\u003e20. Feeling Th at There' s No Way You Can Ever Save Enough 108\u003c\/p\u003e \u003cp\u003e\u003cb\u003ePART 5: PENSIONS 113\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003e21. Overestimating CPP\/QPP Pensions 115\u003c\/p\u003e \u003cp\u003e22. Th inking You're Entitled to the Maximum Old Age Security (OAS) Pension 122\u003c\/p\u003e \u003cp\u003e23. Relying Too Heavily on Your Company Pension 126\u003c\/p\u003e \u003cp\u003e24. Making the Wrong Choices with Your Defined Benefi t Pension on Retirement 132\u003c\/p\u003e \u003cp\u003e25. Not Considering All the Maturity Options for a Registered Retirement Savings Plan 138\u003c\/p\u003e \u003cp\u003e\u003cb\u003ePART 6: LIVING IN RETIREMENT 147\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003e26. Making Too Many Big Changes to Your Life as Soon as You Retire 149\u003c\/p\u003e \u003cp\u003e27. Fearing Retirement 154\u003c\/p\u003e \u003cp\u003e28. Failing to Talk to Your Partner or Others About Retirement 159\u003c\/p\u003e \u003cp\u003e29. Retiring Outside the Country Without First Doing Your Homework 163\u003c\/p\u003e \u003cp\u003e30. Downsizing the Family Home Too Late 169\u003c\/p\u003e \u003cp\u003e31. Not Doing Some Research Before Starting a Business in Retirement 174\u003c\/p\u003e \u003cp\u003e\u003cb\u003ePART 7: SPENDING IN RETIREMENT 179\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003e32. Spending Too Much Money Too Early in Retirement 181\u003c\/p\u003e \u003cp\u003e33. Giving Away Too Much Money During Your Life 185\u003c\/p\u003e \u003cp\u003e34. Being Afraid to Spend Your Savings 189\u003c\/p\u003e \u003cp\u003e\u003cb\u003ePART 8: PAYING TOO MUCH TAX 195\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003e35. Wanting to Keep the Money All to Yourself 197\u003c\/p\u003e \u003cp\u003e36. Giving Back Your OAS 205\u003c\/p\u003e \u003cp\u003e37. Not Taking Advantage of Tax Gift s Such As the Tax Free Savings Account 210\u003c\/p\u003e \u003cp\u003e38. Failing to Plan for U.S. Estate Taxes 215\u003c\/p\u003e \u003cp\u003e39. Paying Too Much Tax on Investments 220\u003c\/p\u003e \u003cp\u003e\u003cb\u003ePART 9: NEW REALITIES ABOUT RETIREMENT 225\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003e40. Not Being Prepared to Be Single in Retirement 227\u003c\/p\u003e \u003cp\u003e41. Believing in Freedom 55 232\u003c\/p\u003e \u003cp\u003e42. Believing Th at You Have Only One Retirement Date 236\u003c\/p\u003e \u003cp\u003e43. Th inking Retirement Is All About You 241\u003c\/p\u003e \u003cp\u003e\u003cb\u003ePART 10: PROTECTION PLANNING 247\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003e44. Not Protecting Your Most Important Asset — You! 249\u003c\/p\u003e \u003cp\u003e45. Bad Decisions Around Joint Accounts 254\u003c\/p\u003e \u003cp\u003e46. Th inking Your Family Can Automatically Make Decisions for You When You Can't 258\u003c\/p\u003e \u003cp\u003e47. Avoiding Estate Planning 262\u003c\/p\u003e \u003cp\u003e48. Choosing the Wrong Benefi ciary for Your RRSP, RRIF, or TFSA 267\u003c\/p\u003e \u003cp\u003e49. Sharing Too Much Personal and Financial Information 274\u003c\/p\u003e \u003cp\u003e\u003cb\u003ePART 11: NOT ASKING FOR HELP 279\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003e50. Not Doing the Math: Mortgage Versus RRSP Versus TFSA 281\u003c\/p\u003e \u003cp\u003e51. Wanting to Do It All Yourself 285\u003c\/p\u003e \u003cp\u003e52. Substituting a Retirement Calculator for Retirement Advice 292\u003c\/p\u003e \u003cp\u003eAcknowledgements 297\u003c\/p\u003e \u003cp\u003eAbout the Author 299\u003c\/p\u003e \u003cp\u003eIndex 301\u003c\/p\u003e\u003c\/font\u003e\u003c\/p\u003e\r\n\r\n\u003cp\u003e\u003cfont size=\"3\"\u003eSubject Areas: Finance \u0026amp; accounting [\u003ca title=\"See our other books on Finance \u0026amp; accounting\" href=\"https:\/\/freshlyprintedbooks.co.uk\/search?q=%22Finance%20\u0026amp;%20accounting%20%5BKF%5D%22\"\u003eKF\u003c\/a\u003e]\u003c\/font\u003e\u003c\/p\u003e\r\n\r\n\r\n\u003c\/font\u003e","brand":"Wiley","offers":[{"title":"Brand New","offer_id":52417750794520,"sku":"9781118076095","price":13.99,"currency_code":"GBP","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0730\/2037\/5320\/files\/9781118076095_257516.jpg?v=1784506422","url":"https:\/\/freshlyprintedbooks.co.uk\/products\/52-ways-to-wreck-your-retirement-and-how-to-rescue-it-paperback-softback-9781118076095","provider":"Freshly Printed Books","version":"1.0","type":"link"}